2025-year-end
Smart Ways to Give Before 2025 Ends
Consider The New Tax Law Changes When You Donate
Finish this year strong with a gift that maximizes your charitable impact at the La Jolla Country Day School and may reduce your taxes. Review the recent tax law changes below and consider how they might affect your giving in 2025:
Finish this year strong with a gift that maximizes your charitable impact at the La Jolla Country Day School and may reduce your taxes. Review the recent tax law changes below and consider how they might affect your giving in 2025:
What’s new:
- New floor for itemizers
You will need to give at least 0.5% of your adjusted gross income (AGI) to claim a charitable deduction. Consider maximizing your giving in 2025 before the new rule takes effect or establishing a Donor Advised Fund. - Tax benefit for non-itemizers (standard deduction)
Even if you don’t itemize, you can deduct up to $1,000 (single filers) or $2,000 (married couples). So even smaller donations can make an impact. Note: Gifts to donor advised funds are excluded. - New limit for top earners
Currently, top earners get a 37% tax benefit. Starting in 2026, that drops to 35%. If you are in the top tax bracket, consider giving more this year to avoid losing tax benefits next year.
Great Year-End Gift Ideas
Make an Immediate Difference
Support LJCDS with a cash gift via check or online. Your gift may qualify for a federal income tax charitable deduction. Unsure of whether your gift is tax-deductible? Contact your financial advisor or tax consultant. Note: If sending by mail, your envelope must be postmarked on or before Dec. 31 for your donation to qualify this year.
Support LJCDS with a cash gift via check or online. Your gift may qualify for a federal income tax charitable deduction. Unsure of whether your gift is tax-deductible? Contact your financial advisor or tax consultant. Note: If sending by mail, your envelope must be postmarked on or before Dec. 31 for your donation to qualify this year.
Give Appreciated Stock
Donating appreciated stock that you have owned for longer than one year allows you to qualify for an income tax deduction and eliminate any tax on the appreciation.
Donating appreciated stock that you have owned for longer than one year allows you to qualify for an income tax deduction and eliminate any tax on the appreciation.
Recommend a Grant From Your Donor Advised Fund (DAF)
If you are ready to make an impact in 2025 with your DAF, consider recommending a grant to support LJCDS.
Make a Gift From Your IRA
If you are 70½ or older, you can give up to $108,000 from your IRA directly to LJCDS. You will not pay income taxes on the transfer. This gift can also count toward your required minimum distributions.
Make the most of a gift to La Jolla Country Day School in 2025! For assistance, contact the Office of Philanthropy at 858-453-3440 x285 or officeofphilanthropy@ljcds.org.
La Jolla Country Day School is a 501(c)(3) non-profit organization, tax ID# 95-1875978. Donations to the school are tax-deductible to the extent allowable by law.
The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in any examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results.
The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in any examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results.
